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AshBer | Professional Insurance Solution Services


Scaling Without Friction: Achieving Sustainable Growth in 2026
The future of elder law is growing. With an estimated 90 million people requiring elder law services by 2050, the opportunity is massive.

Amber Hinds


Year-End Reflection: A Crucial Checklist for Protecting Your Assets and Loved Ones
This checklist outlines essential planning to be done at each key phase of life in order to protect your assets and loved ones.

Amber Hinds


Dementia Focused Firm: Post Webinar Thoughts with Julieanne Steinbacher
I recently had the privilege of joining Amber and the AshBer team as the guest presenter for their December Elder Law Webinar, where I shared one of the most critical and underserved areas in our field, building a truly dementia-focused law practice. For more than a decade, my own firm has intentionally shifted away from a purely crisis-driven Medicaid model to something more proactive, personal, and impactful. Dementia is not a single moment in time; it’s a long and often ov

Amber Hinds


Why Ethical Partnership Matters in the Medicaid Annuity Space
AshBer is guided by ethics, simple processes and genuine loyalty to the attorneys and firms we serve.

Amber Hinds


Planning for Retirement Accounts in Medicaid Crisis Cases
When clients face a Medicaid crisis, retirement accounts like IRAs, 401(k)s, and 403(b)s often present complex challenges. Or there’s another way to look at it. They can create opportunities for asset preservation. During our recent webinar, Amber Hinds of AshBer and Certified Elder Law Attorney Todd Whatley discussed practical strategies to help families protect these accounts while preserving Medicaid eligibility. The goal in crisis Medicaid planning is to convert countable

Amber Hinds


Impact of Medicaid Payback Provision Language on Countable vs. Exempt Assets
Each state has different requirements on this Medicaid payback language, with some requiring very specific wording and others allowing for certain exceptions.

Amber Hinds


What Most Advisors Are Missing About Long Term Care and the Tax Free IRA Strategy
A look at the unique role attorneys play in designing caregiver agreements and coordinating legal structures that financial advisors cannot. If you want to build a stronger bridge between planning and protection, this is information you need to see.

Amber Hinds


The Three Medicaid Annuity Questions Attorneys Ask Most
When it comes to Medicaid planning, attorneys are often asked to guide families through rules that can vary from state to state. Medicaid...

Amber Hinds


How the Shelter Standard and MMNA Impact Spousal Planning
Our July webinar, Back to the Basics: How the Shelter Standard and MMNA Impact Spousal Planning , revisited key Medicaid fundamentals in...

Amber Hinds


Understanding Veterans Aid & Attendance: How It Can Pay for Long-Term Care
Many veterans and their families are unaware that the Veterans Aid & Attendance (A&A) benefit can significantly offset the cost of care—especially for those in assisted living, at home with caregivers, or even in nursing homes paying privately.

Amber Hinds


What Every Estate Planning Attorney Should Know About Special Needs Trusts
Special needs planning is no longer a niche issue, it affects nearly 1 in 3 families. As estate planning attorneys, we must be equipped to recognize when a client’s plan needs to include a special needs trust (SNT) to preserve eligibility for public benefits and provide meaningful lifetime support.

Amber Hinds


AshBer at the 2025 NAELA Annual Conference
AshBer was proud to sponsor and exhibit at the 2025 NAELA Annual Conference, held May 8–9 in Bellevue, Washington. As one of the premier...

Amber Hinds


The Basics of Medicaid Compliant Annuities: A Practical Guide for Elder Law Professionals
AshBer aims to support attorneys and elder law professionals who work with clients facing long-term care expenses. Our goal is to ensure each plan meets Medicaid requirements and provides financial security for those involved. In addition to handling annuity applications we seek to provide clients with valuable information through monthly webinars. This month we discussed why Medicaid planning is a critical part of protecting a client’s financial future when long-term care b

Amber Hinds


Insights & Impact - Highlights from two of New Jersey’s Top Elder Law Events
In a past entry we highlighted how it’s important for AshBer to sponsor industry events across the US because it allows for us to be...

Amber Hinds


Practical Steps for Attorneys to Confidently Assist with Medicaid Crisis Planning
Having a clear process in place to confidently assist with Medicaid Crisis Planning ensures smoother client interactions and outcomes.

Amber Hinds


An Overview of Compliant Annuities an Excerpt from our March 2025 Webinar
In our March webinar, we focused on the essentials of Medicaid Compliant Annuities (MCAs) and how they play a crucial role in Medicaid...

Amber Hinds


Why We Sponsor Industry Events: Connecting, Educating, and Supporting the Elder Law Community
Why we’re proud to sponsor and attend industry-specific events that bring together elder law and Medicaid planning professionals.

Amber Hinds


The Basics of Medicaid Compliant Annuities
A review of Medicaid compliant annuities.

Amber Hinds


Promissory Notes vs. Medicaid Compliant Annuities: Choosing the Right Tool in Crisis Medicaid Planning
When a client enters a nursing home and realizes they have excess countable assets that disqualify them from Medicaid, time is of the...

Amber Hinds


Understanding Medicaid Spend Down Strategies: Exempt, Basic, and Advanced Approaches
Medicaid planning is complex, especially when clients have excess countable assets that prevent them from qualifying for benefits. For...

Amber Hinds
AshBer | Professional Insurance Solution Services Available in The USA
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