New York Medicaid Guide
Gifting/Transfer Penalty Figures
Divestment Penalty Divisor
$11,328 – Central (Syracuse, Broome, Cayuga, Oswego, etc.)
$14,012 – Long Island (Nassau/Suffolk)
$13,415 – New York City (5 Boroughs)
$12,560 – Northeastern (Albany, Rensselaer, Saratoga, Schenectady, etc.)
$13,399 – N. Metropolitan (Westchester, Dutchess, Orange, Rockland, etc.)
$13,376 – Rochester (Monroe, Ontario, Seneca, etc.)
$11,884 – Western (Buffalo, Erie, Niagara Genesee, etc.)
Resource/Asset Figures
Minimum Community Spouse Resource Allowance $32,532
Maximum Community Spouse Resource Allowance $162,660
Resource Allowance for a Couple (both spouses in facility) $23,100
Individual Resource Allowance $16,800
Income Figures
Max Monthly Maintenance Needs Allowance $4,066.50
Monthly Personal Needs Allowance $50
