As people age, they often find themselves in need of long-term care. Medicaid is a government program that can help cover the costs of...

Understanding Medicaid asset limitations is crucial when it comes to Medicaid planning for long-term care. Medicaid is a joint...

As you or your loved one age, you may face the prospect of needing long-term care. Unfortunately, the costs of long-term care can be...

There are not many issues that receive bipartisan government support these days and yet easing the burden of saving for retirement...

Purchasing a Medicaid compliant annuity can be a great way to protect your assets while still qualifying for Medicaid benefits to cover...

Medicaid enrollment ballooned by 20 million people during the Covid-19 pandemic to nearly 84 million people. That was no fluke: with a...

“What is Medicaid?” gets searched over 16,000 each month which tells us two things: one, Medicaid coverage is in high demand, and two,...

New Year’s Resolutions are all about planning for long-term well-being. Getting back into gym means caring for your health. Improving...

The holidays are upon us which means many nursing home residents will be worrying about whether leaving the facility for a family visit...

For many across the US, the first snow has already fallen and Christmas is in the air. Or, at least, that’s what people tell themselves...

Those who follow the news have been hearing all about Medicaid expansion. Since its introduction in 2014, 40 states (including DC) have...

No! Only a handful (less than 10) insurance companies nationwide offer Medicaid Compliant Annuities. If you’re searching for an...

Sometimes! There are a couple of scenarios when it is advantageous for a client to purchase more than one Medicaid Compliant Annuity...

When planning for an individual client (no spouse), it is common to implement a Gifting & Annuity Plan wherein the Medicaid applicant...

One of the requirements of the Deficit Reduction Act of 2005 (“DRA”) was that the State Medicaid agency must be listed as a remainder...

In a recent blog post, we explained what a Medicaid Compliant Annuity is. To summarize, in order for an annuity to be “Medicaid...

When purchasing a Medicaid Compliant Annuity, we often reference the insurance company’s A.M. Best Rating. A.M. Best is an American...

ANY! If your clients have money in checking accounts, savings accounts, CDs, brokerage accounts, stocks, bonds, whole life insurance...

Medicaid is the largest payer of long-term care expenses. With long-term care expenses continuing to rise, it is important to understand...

Medicaid Planning with retirement/pre-tax IRA accounts can be confusing, especially because each state treats these accounts a little...