When implementing Medicaid planning for a married couple, typically one spouse is in a facility and the other spouse remains at home or...

In a married couple situation when one spouse is applying for Medicaid benefits and the other spouse remains at home in the community,...

Medicaid Crisis Planning is pretty simple when we’re dealing with post-tax accounts (checking, savings, CDs, etc.). Planning becomes...

People often ask what type of assets/account can be used to purchase a Medicaid Compliant Annuity (MCA)? The simple answer is ANY! If...

On December 20, 2019, President Trump signed into law the Setting Every Community Up for Retirement Enhancement (SECURE) Act. Most...

When people hear the word “annuity”, many thoughts may come to mind. Many people think that a Medicaid Compliant Annuity (MCA) doesn’t...

A native of Green Bay, Wisconsin, Amber grew up believing that family is the foundation for creativity and learned that this bond offers...

Did you know your clients may use IRA/pre-tax/retirement assets to fund a Medicaid Compliant Annuity (MCA)? If you reside in a state...

At AshBer, we’re always looking for opportunities to share our knowledge of the annuity solutions and wider financial services industries...

At the start of a new year and a new decade it’s a good idea to ruminate on the recently released Medicaid Spousal Impoverishment Rates...

When browsing the market for companies that offer Medicaid Compliant Annuities, you’ll find that there aren’t that many insurance...

When implementing a Gifting/Annuity Plan for a client (refer to Option 3 in this blog to learn more about Gifting Plans), clients often...

For married couples, when one spouse is applying for benefits, there are spousal impoverishment rules in place to prevent the...

For married couples, when one spouse is applying for benefits, there are spousal impoverishment rules in place to prevent the...

A free look period often lasts between 10 and 30 days (depending on the insurance company), and allows the annuity contract holder to...

Case Facts: Evelyn recently entered a nursing home charging $6,500 per month for her care. She is 83 years of age, has countable...

—One spouse in a Nursing Home and One Spouse Remains in the Community— Case Facts: Robert recently entered a nursing home charging $7,000...

Tax-Qualified annuities are used in connection with tax-advantaged retirement plans, such as defined benefit pension plans, Section...

1. Private Pay (Self-Insure): Self-insuring is essentially saving up enough money to pay for out-of-pocket care. 2. Long-Term Care...

When it comes to paying for long-term care, clients have two options – Impoverishment (qualifying for government assistance such as...